Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your use of TaxBridge UK ("the Service"), operated by TaxBridge UK Ltd ("we", "us", "our"). By creating an account or using the Service, you agree to these Terms.

2. The Service

TaxBridge is Making Tax Digital (MTD) bridging software that enables you to submit quarterly income and expense updates to HMRC. The Service is HMRC-recognised software.

TaxBridge is not an accountancy service. We do not provide tax advice, financial advice, or accounting services. You are responsible for the accuracy of all figures submitted to HMRC through our platform.

3. Your Account

You must provide accurate information when creating your account. You are responsible for:

• Maintaining the security of your account credentials
• All activity that occurs under your account
• Notifying us immediately of any unauthorised access

4. HMRC Connection

When you connect your HMRC account, you authorise TaxBridge to act on your behalf to submit quarterly updates and retrieve obligation data via the HMRC API. You may disconnect your HMRC account at any time through Settings.

We encrypt all HMRC access tokens and National Insurance numbers at rest using AES-256-GCM encryption. We never store your Government Gateway password.

5. Your Responsibilities

You are solely responsible for:

• The accuracy and completeness of all financial data you submit
• Meeting HMRC quarterly deadlines
• Maintaining appropriate records for tax purposes
• Seeking professional tax advice where appropriate

6. Subscriptions & Payments

Free accounts are limited to one quarterly submission. Paid plans (Lite and Pro) are billed monthly or annually through Stripe. You may cancel at any time through the billing portal — your access continues until the end of the current billing period.

We may change our pricing with 30 days' notice. Existing subscriptions will not be affected until renewal.

7. Referral Programme

Referral credits are applied as account credits and cannot be exchanged for cash. We reserve the right to modify or discontinue the referral programme at any time.

8. Limitation of Liability

To the maximum extent permitted by law, TaxBridge UK Ltd shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to: HMRC penalties arising from incorrect submissions, loss of data, or business interruption.

Our total liability for any claim shall not exceed the amount you paid us in the 12 months preceding the claim.

9. Data & Privacy

Your use of the Service is also governed by our Privacy Policy. We process your data in accordance with the UK GDPR and Data Protection Act 2018.

10. Termination

You may close your account at any time. We may suspend or terminate accounts that violate these Terms or are used for fraudulent purposes. Upon termination, we will delete your data within 30 days, except where we are required by law to retain it.

11. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes via email or in-app notification. Continued use of the Service after changes constitutes acceptance.

12. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact

If you have questions about these Terms, contact us at hello@taxbridge.uk.